The Uber Frugal Month is BACK! Signal-up now to hitch me—and 1000’s of different frugal of us—for my free, month-long cash makeover/bootcamp/evaluation/occasion. Beginning January 1st, I’ll ship you an electronic mail a day with particular steps to enhance your funds. There’ll be motivational mantras thrown in, however the major goal of the UFM is to offer you detailed, simple, easy-to-follow monetary motion gadgets. Woohoo!
Lots of people (me included!) take the UFM each single yr as a refresher course to assist get again on observe or affirm that they’re nonetheless in nice monetary form. Different individuals come to it as cash rookies and finish the month with new confidence about their funds. Nonetheless others are at professional degree and take the course as a technique to join with the broader Frugalwoods neighborhood and provide encouragement and recommendation to newer neighborhood members.
It’s enjoyable (I imply, on the very least, it’s not painful), it’s free (completely free), and it’s written in plain English (no monetary jargon allowed).
The Uber Frugal Month isn’t nearly saving cash. It’s a holistic re-evaluation and re-structuring of our human relationship with one of the polarizing, stress-inducing, divorce-causing, fear-mongering issues: our cash.
However cash doesn’t should be any of these issues. Cash is usually a beast you tame, perceive, and that works for you–not towards you. You may both grasp your cash or it may possibly grasp you. Be a part of me and take cost! [imagine Flight of the Valkyries playing as you read this, please and thank you].
The Non-public Fb Group Lives On!
YAAASSSS! Really, the non-public Fb group by no means stopped after I created it a number of years in the past. I LOVE the supportive, useful, pleasant, humorous and frugal conversations that occur in that group. I hardly ever remark as a result of the group members are rocking it and have created an exquisite neighborhood!
You would not have to hitch the non-public Fb group with the intention to take part within the Problem–it’s an added bonus and a technique to join with the broader, worldwide Frugalwoods neighborhood.
If you happen to’re already a member of the group, you simply carry on retaining on. If you happen to’d like to hitch the group, you’ll obtain directions after you sign-up for the UFM. It’s a non-public group, which implies the posts are confidential to the group.
It’s additionally a “Frugalwoods-y” group, which implies there’s no rudeness, judgement, self-promotion, or imply feedback tolerated. Humor and pictures of your frugal hacks (and pets!!!) are welcome and inspired!
And Now For My World-Well-known FAQs Part! (not world-famous, however sounds higher than “non world-famous”)
Q: What, precisely, is the Uber Frugal Month Problem?
It’s a 31-day program outlining the steps my husband and I took to recalibrate our strategy to consumerism, ramp up our financial savings price, and finally, obtain monetary independence. To sign-up for the Problem, enter your electronic mail handle within the field beneath and also you’ll be all set to go!
Q: What do you imply “31-day program”? Sounds painful/lengthy.
By no means painful! Just one month lengthy! You’ll obtain an electronic mail from me daily for 31 days, beginning on January 1, 2022. Each electronic mail has a theme for the day, an motion merchandise, hyperlinks to really useful studying, and a mantra for inspiration.
Step one, which you’ll be prompted to do within the first electronic mail, is to learn via and full the questions on this publish:
You will get began on that now because it takes a while to actually do the Uber Frugal Month with gusto.
Q: Who ought to take the UFM?
Anybody and everybody!
- Aside from canine. The UFM is just not designed for canine. Sorry, canine.
- If you happen to’ve by no means been frugal a day in your life, however are prepared to enhance your monetary well being and make actual modifications in the way you handle your cash, the UFM is for you.
- If you happen to’re in an superior place along with your frugality, the UFM is a pleasant touch-up and reminder of why you’re frugal and the way you would possibly increase your financial savings and general philosophical strategy to a easy, fulfilling life-style.
- If you happen to beforehand took the UFM however bailed with out ending (no judgment from me) or weren’t able to observe via on all of the motion gadgets, now’s your probability to strive it once more.
- If you happen to thought about taking it final time, however didn’t sign-up, do it now!
- If you happen to’ve already taken the Problem, however wish to contact base with the place you might be in your monetary journey, be a part of us once more!
- If you happen to took the Problem earlier than and had a lot enjoyable hanging out within the Frugalwoods Uber Frugal Month Fb group that you just wish to hang around with us once more, sign-up!
- If you happen to suppose you would possibly wish to save more cash, however aren’t positive, be a part of us.
- If in case you have no clue what your longterm monetary objectives are (and even how a lot cash you’ve or how a lot cash you’re spending), the UFM is positively for you!
Q: Do I would like to make use of Fb (or different social media) with the intention to take part?
Nope! The Problem is performed totally through electronic mail and right here on Frugalwoods. The UFM Fb Group is an non-compulsory bonus. No have to sign-up for Fb with the intention to take part within the UFM. All you need to do is sign-up along with your electronic mail handle within the field beneath.
Q: If I’ve already taken the UFM, can I take it once more?
Completely! I had my tech man (aka Mr. Frugalwoods) arrange the e-mail thing-y such which you can sign-up to re-take the Problem with the identical electronic mail handle you used to take the Problem beforehand. You do, nonetheless, have to sign-up once more with the intention to be a part of us beginning January 1st.
Q: What does it imply to take the UFM as a bunch in January?
It means I’ll average the UFM Fb Group and facilitate discussions within the group that will help you alongside your journey.
This Fb Group is lively solely twice a yr through the two months that we take the Problem as a bunch (January and July).
You’ll obtain an electronic mail with directions on methods to be a part of the Group while you join the UFM.
Notice that that is completely different from the common Frugalwoods Fb web page, which I average year-round. If you happen to take the Problem in January, you’re doing so with the information that 1000’s of different frugal adherents are collaborating within the UFM alongside you. There’s energy and motivation in realizing that you’re not alone on this epic frugal journey.
Q: How a lot does the UFM price to take?
It’s completely free! So, no excuses.
Q: How do I do know if my sign-up was profitable?
You’ll obtain an electronic mail from me confirming your registration. The Problem begins on January 1, 2022!
Q: When are the UFM emails despatched?
You’ll obtain an electronic mail from me each single morning for your complete month (January 1 – January 31, 2022) at 5:00am EST. The emails are despatched mechanically on the identical time daily to everybody signed up for the Problem so, worry not, they are going to arrive. I’m paranoid concerning the emails so I manually examine each morning to ensure they’re despatched.
Please word that the time at which emails are delivered to your inbox will depend on your electronic mail and web suppliers–some suppliers are slower than others to ship messages.
If you happen to suspect you’re not receiving your UFM emails, please do the next:
- #1: examine your spam and all different electronic mail folders (seek for “UFM” as each electronic mail has that within the topic line).
- #2: should you suppose you’ve by accident unsubscribed from the Problem, you may sign-up once more right here on Frugalwoods.
Sadly, because of the quantity of Frugalwoods readers who sign-up for the Problem, I can’t ship out the emails individually.
Q: Can I entry the UFM in another manner?
Nope, you gotta sign-up for the emails.
Q: How ought to I put together for the Problem?
- Learn Uber Frugal Month: The Final Information To Saving Extra Cash Than You Ever Thought Attainable and observe all of the directions in that publish.
- Begin monitoring your bills ASAP should you’re not already doing so. I take advantage of and advocate the free on-line expense tracker via Private Capital (that is an affiliate hyperlink).
- Be pleased with your self for taking this highly effective step towards creating the life you need to stay–not the life you have to stay.
- Invite a buddy to take the Problem with you!!! Hey, this may very well be the proper vacation present for the one who has all the things…
Q: Can I take the UFM after January 2022?
Completely! You may sign-up to take the UFM at any time, however the Group Problem is simply supplied in January and July. Signal-up by January 1 with the intention to be a part of us!
Actual Dwell Individuals Love The UFM!!!
Enjoyable as it’s to learn what I write (proper?!), it’s even MORE enjoyable to learn what different individuals (actual, stay individuals) have stated about their participation within the Uber Frugal Month Problem. Fortunately for you, I’ve collected testimonials from previous Problem individuals who’ve written heartfelt notes about how the UFM revolutionized their funds and finally, their lives. Listed below are however a number of chosen on your enjoyment and revealed with permission:
I can not start to search out the precise phrases… to rightly describe the enjoyment it’s to learn your blogs and start this journey. Thanks for placing pen to paper and sharing the present that has been given to you. Many different items …these of your readers, can be let loose into movement due to your step of religion! I’m 51 years younger, married, and retired a wee bit youthful than most, because of a life change that has me following in pursuit of the decision and keenness which my husband and I’ve on out lives. I used to be feeling a bit like a weirdo as you so keenly put it, however your blogs and emails are every day nutritional vitamins of encouragement to me that we’re on the precise path. They’ve additionally been a loving admonishment to me as nicely, to do issues a bit otherwise, to stay a extra genuinely frugal life. I’ve particularly been caught up within the lie that it issues what different individuals suppose, and that has been so refreshingly delivered to life and pulled out of the bottom of my coronary heart, like an undesirable weed. Thanks so very a lot for exposing this stuff, so we are able to acknowledge them and do away with them. Now I can plant a frugality flower within the area the place that weed was.
Thanks a lot for this problem. It positively acquired me pondering and issues from a distinct perspective. This month has been one the place I’m issues and reexamining priorities and this problem has helped with that.
I participated all month and likewise learn your ebook. I loved the problem very a lot and located it strikingly straightforward to chop down, however with that ease got here the conclusion of how a lot unneeded stuff I’ve spent cash on mindlessly. As a single gal, I’ve completely no purpose to be spending ANY cash on pointless stuff… I saved 73% of my revenue this month and I intend to see you on the opposite aspect: monetary independence.
Thanks for internet hosting this frugal month! I really like creating budgets & up up to now had all the time assumed that so long as I used to be assembly my financial savings objectives my spending was in-line w my price range. That is the primary time I’ve tracked each greenback & it was enlightening. Whereas I used to be appropriate in how a lot cash I used to be spending – I used to be improper about what I used to be spending it on. I plan to maintain up the monitoring because it solely takes a couple of minutes every week and it has allowed me to ensure I’m maximizing the enjoyment I get from every greenback spent.
I’ve already been making leaps and bounds in direction of monetary independence, however I needed to problem myself a little bit extra. This month has been that problem – principally I needed to strip away all of the pointless and see how low cost my life may truly be. I’ll use this month as some extent of reference for my FIRE journey going ahead as a “worse case” situation. I say worse case as a result of I used to be nonetheless consuming nicely, exercising usually and spending time with pals. I used to be simply doing it with a extra intentional and frugal mindset. I recognize the construction that this problem had and that there have been actions.
This month helped in that I acquired to have a reminder every morning in my inbox on frugality, however by far one of the best factor was the Fb group! The fixed dialog of the group overtook my fb feed, so not solely did I get your morning electronic mail, I used to be reminded of frugality all day lengthy. I feel by far that was one of the best side of your Uber Frugal Month program. I acquired a lot of tips about all the things from recipes to dryer balls.
Though our financial savings are nonetheless a piece in progress, I had two notable victories this month. I used to be in a position to pay most of my bank card statements in full, which I hadn’t carried out for awhile, and when a needed house restore got here up final weekend, I used to be in a position to contribute my half from my financial savings with out stress. Just like what you’ve stated earlier than . . . one thing that would have been a disaster was solely an inconvenience. Most individuals within the problem wouldn’t have thought of my month of January frugal by their requirements, nevertheless it did make a distinction for me. I really feel able to preserve working in direction of my objectives. Thanks for offering this problem and your entire content material.
I used to be so excited to do that problem to actually soar begin our yr. The every day emails had been nice reminders of WHY we’re on this journey. I restructured our price range and we’re off to a tremendous begin. Thanks a lot!
I really like your strategy to frugality and saving cash. I really like the way you embrace that everybody is at a distinct stage and should have completely different wants, however there are specific issues which can be positively NOT wants, and are in truth, desires masquerading as wants. My first foray into the FIRE life was with Pete, aka Mr. Cash Mustache, who’s nice for an ice bucket over the pinnacle into the world of frugality, however his strategy is rather more excessive and one sided. It was an incredible introduction. However what I actually get pleasure from about frugalwoods is that I can relate to you as an individual. I really like studying concerning the ‘softer’ aspect of FIRE along with your homestead and your infants and the best way you and your husband are there for one another and are a crew on this dynamic.
First, an enormous thanks for the final 31 days of uber frugality. It’s no exaggeration to say that I’m a modified individual… UFM helped me shake off a number of month-to-month subscriptions that I’d let creep in, begin making a number of extra issues in home than I did earlier than (okay, international pandemic additionally gave me a lift there), begin reducing my husband’s hair (UFM + pandemic once more). However largely, UFM has helped me really feel extra highly effective than I’ve in a very long time. All the pieces I would like is already inside me. UFM helped me begin to see it.
Thanks a lot for this problem! This month was eye opening. I noticed how little we really need but additionally how straightforward it’s to show desires into wants! For me deciding if I actually wanted or needed one thing and ready 72 hours helped loads. A number of occasions I forgot about it after 24 hours hah. Generally I didn’t. However I additionally grew to become extra acutely aware of social media promoting and blocked advertisements, unsubscribed from undesirable emails.
I simply wish to say thanks for doing the UFM once more. That is my second one and I’ve completely loved it. It reframes my pondering and helps me get proper again on the trail. My life isn’t “frugal” proper now within the sense that I’m paying for an MBA — however due to frugality, I’m able to pay money for it as an alternative of taking out pupil loans. Your UFM problem has helped a variety of us, together with myself.
Thanks very a lot on your emails this month. I actually recognize your perspective. You’ve carried out a variety of desirous about your values and reflecting and planning and so forth, I don’t stay deliberately so it’s fairly spectacular to get a glance into the life of somebody who does… I gained’t be capable to be a full frugal weirdo however I definitely am adopting many of those habits.
I knew NOTHING (fairly actually, nothing) about private finance after I stumbled onto your weblog, and I’ve realized a lot. I’m a medical pupil in Boston (so your posts on frugal Boston residing are a lot appreciated)! My husband simply left a job that was fairly depressing, so we determined to do an Uber Frugal Month. And it was an enormous success! We slashed our grocery invoice and flexed our DIY muscular tissues, together with my first house haircut, which turned out surprisingly nicely! We additionally decluttered our condo and bought issues that folks would possibly truly need (like blenders and my outdated iPad) and gave the remainder away via Purchase Nothing teams (like lightsaber chopsticks and a meals chopper from the 70s). We additionally took some large steps to restrict impulse spending- not solely did I implement the 72 hour rule, I additionally deleted my Amazon account, and don’t have any plans to carry it again. (A helpful train for me was categorizing all the random purchases I impulse purchased on Amazon over the years- why did I feel I would like a ukulele?? Or a tofu press?? 1-click ordering is the satan.)
We additionally GOT MARRIED throughout this month (at a courthouse, with household Zooming in), and positively frugalized it- my gown was $25, my footwear had been $10 from Buffalo change, and my engagement ring and our 2 wedding ceremony bands got here out to $150 whole. My greatest buddy served as photographer and I made wedding ceremony photograph books for our households myself utilizing Shutterfly). We’re planning to rejoice with family and friends when it’s protected to take action, nevertheless it’ll be a frugal yard affair with bulk wine and beer, Ben and Jerry’s ice cream cake, and a rental karaoke machine). I additionally took the time to actually dive into studying about all the completely different mortgage compensation plans accessible to docs, since I’m graduating medical college in Could, and am sharing this information with my pals and classmates. I’m graduating with $380,000 in medical college debt (I do know) and going into pediatric neurology, a comparatively decrease paying discipline in medication ($178,000 is the common in Massachusetts- clearly an incredible wage, however the debt-to-income ratio isn’t excellent). Not solely that, however I wish to apply at a security internet hospital, since I’m fluent in Spanish and wish to work with populations that don’t all the time have nice entry to care. Basically, will enable me to apply medication in a manner that prioritizes my deepest values.